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Mortgage Rates

We will provide you a low cost mortgage loan for purchase home, refinance, construction or commercial property. Enjoy a fast, hassle-free, no-nonsense service from a company that cares, with years of experience, and the determination to get what you want! We can show you in detail how we can save you and your family a fortune on your mortgage loan with our low interest rates. After the initial application is taken, we automate everything through loan submission followed by closing.  Please see our Home page for Today's mortgage rate offered.

Our focus is to reaffirm this companies history of providing outstanding service to our customers. We encourage our staff to develop strong relationships with our customers. As these relationships develop, we understand our customer's needs. As we understand these needs, we provide the services they require with the quality that meets the borrowers appropriate financial and loan requirements at competitive prices. Through good planning, our customers' expectations should be met with timely delivery of the expected interest rate and loan and sufficient after-market service, making only those promises that we can keep. Every person in this organization needs to conduct business in a manner which is courteous and polite.

America truly is the land of opportunity. We will provide the expertise, with a lifetime of support, which hopefully upon qualifying will enable every American as well as Foreign Nationals to realize and fulfill the American dream.

The Point shown a "-" number, means the lender willing to accommodates you with the amount of credit to help you to pay the closing cost.  The lower rate offered by lender which impose a small interest rate buy down amount during the closing as the Point; it is for lowering your monthly payments for the life of the mortgage term. 

Please see example rates below; in 30 years fixed rate, if 5.625% applys then you will need to pay 0.25% of you loan amount as additional cost to the closing cost for taking this lower rate.  If a 30 years jumbo loan with the 6.500% rate applied then the lender would pay 0.375% of your loan amount to you for help you pay the closing cost.

Base on market changes so oftten, the mortgage rates, points, and products are subject to change at any time without notice.  Please see our Home page for Today's mortgage rate offered.

Product Rate Point APR
30 Year Fixed to $417,000 5.625% 0.250% 5.903%
30 Year Fixed over $417,000 6.500% -0.375% 6.716%
3/1 ARM 5.625% 0.125% 5.891%
5/1 ARM 5.750% 0.000% 7.003%
FlexPay ARM 1.500% 2.000% 3.874%


 
   
 
 
 
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